Portfolio Manager (Delta State) @Moniepoint Group

Job Description

Portfolio Manager

Moniepoint

About Moniepoint:

Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer.

About the Role:

The Portfolio Manager oversees the loan portfolio and leads a team of Field Credit Officers (FCOs) within a specific state. This involves setting performance targets, managing credit risk, maintaining a healthy portfolio, and driving business and loan product growth. Collaboration with other departments (Products, Risk, Operations, etc.) is essential to uphold credit policies and ensure successful loan disbursement and repayment.

Key Responsibilities:

• Team Leadership & Management: Supervise, mentor, and guide FCOs; set performance goals; conduct reviews; identify training needs; and foster professional growth.
• Portfolio Oversight & Growth: Develop and implement strategies to grow a robust loan portfolio; monitor portfolio performance; identify trends and risks; and take proactive mitigation measures.
• Credit Risk Management: Ensure adherence to credit policies; review and approve loan applications; conduct risk assessments; and collaborate to enhance credit evaluation frameworks.
• Compliance & Reporting: Maintain compliance with regulations and internal policies; prepare portfolio performance reports; and ensure accurate documentation.
• Stakeholder Engagement: Collaborate with cross-functional teams; build relationships with clients and stakeholders; and resolve escalated customer issues.
• Process Improvement: Identify process gaps and recommend enhancements; and stay informed of industry best practices.

Qualifications:

• Bachelor’s Degree (or higher) in Business, Finance, Economics, or a related field.
• 4-5 years of experience in lending, credit, or portfolio management, with at least 2 years in a supervisory role.
• Demonstrated experience in credit and financial analysis.
• Strong knowledge of financial sector regulations and compliance.
• Proven track record of managing and growing a loan portfolio.
• Must be a resident of the assigned state.

Relevant Skills:

• Leadership & Team Management
• Analytical & Problem-Solving Skills
• Communication & Interpersonal Skills
• Strategic Thinking & Planning
• Attention to Detail
• Technology Proficiency

Other Requirements:

• High integrity, professionalism, and confidentiality.
• Willingness to travel.
• Proactive and results-driven mindset.

Why Moniepoint?

Join one of Africa’s fastest-growing fintech companies. We offer an inclusive and innovative work environment, professional development opportunities, and the chance to make a real impact on financial inclusion.