Portfolio Manager (Kogi) @ Moniepoint Incorporated

Job Description

Jobs in Kogi, Nigeria.

Role Overview:

The Portfolio Manager oversees the loan portfolio and leads a team of Field Credit Officers (FCOs) in a designated state. This role focuses on achieving performance goals, managing credit risk, maintaining portfolio health, and driving business growth and loan product expansion. The manager will work closely with other departments like Products, Risk, and Operations to ensure compliance with credit policies and smooth loan disbursement and repayment.

Key Responsibilities:

Team Leadership:

• Supervise and guide FCOs, ensuring alignment with company targets and objectives.
• Set performance goals, conduct reviews, and address training needs to foster team development.

Portfolio Management:

• Create and implement strategies to grow and maintain a profitable loan portfolio.
• Monitor portfolio performance, including loan approvals, disbursements, and repayments, identifying trends and potential risks.

Credit Risk Oversight:

• Ensure compliance with credit policies and review loan applications.
• Conduct risk assessments and collaborate with senior management to refine credit evaluation processes.

Compliance and Reporting:

• Ensure adherence to regulatory standards and internal policies.
• Prepare regular reports on portfolio performance, highlighting trends and areas for improvement.

Stakeholder Collaboration:

• Work with cross-functional teams to streamline loan processes and maintain strong relationships with clients and stakeholders.
• Address escalated issues and inquiries related to the loan portfolio.

Process Improvement:

• Identify process inefficiencies and recommend improvements.
• Stay updated on industry trends and best practices to adapt strategies as needed.

Qualifications:

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• 4-5 years of experience in lending, credit, or portfolio management, including at least 2 years in a leadership role.
• Strong experience in credit and financial analysis.
• Knowledge of regulatory and compliance requirements.
• Proven ability to manage and grow a loan portfolio in a dynamic environment.

Key Skills:

• Leadership and team management
• Analytical and problem-solving abilities
• Strong communication and interpersonal skills
• Strategic thinking and planning
• Attention to detail
• Technology proficiency

Additional Requirements:

• High integrity and professionalism, especially with sensitive information.
• Willingness to travel for client visits and team meetings.
• Proactive and results-oriented, with a focus on continuous improvement.

Source: From Company Career Portal/Other Job Boards.

https://job-boards.eu.greenhouse.io/moniepoint/jobs/4525627101