Portfolio Manager  (Bauchi) @ Moniepoint Incorporated

Others
Bauchi
January 31, 2025
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Job Description

Jobs in Bauchi, Nigeria.

Role Overview:

The Portfolio Manager is tasked with overseeing the loan portfolio while managing a team of Field Credit Officers in a specific state. This position includes setting performance goals, managing credit risk, maintaining a healthy portfolio, and fostering business growth. The Portfolio Manager will collaborate with departments such as Products, Risk, and Operations to ensure adherence to credit policies and facilitate efficient loan disbursements and repayments.

Key Responsibilities:

  • Leadership & Team Management:
    • Lead, coach, and provide guidance to Field Credit Officers (FCOs) within the designated state.
    • Establish and communicate performance targets aligned with company objectives.
    • Conduct regular reviews of team performance, identify training gaps, and promote professional development.
  • Portfolio Growth & Monitoring:
    • Create and execute strategies to expand a profitable loan portfolio in the region.
    • Track and analyze portfolio performance, ensuring loan approvals, disbursements, and repayments meet company goals.
    • Identify potential risks or trends and take proactive steps to mitigate them.
  • Credit Risk Oversight:
    • Ensure compliance with the company’s credit policies and procedures.
    • Review loan applications submitted by FCOs and make final credit decisions as necessary.
    • Conduct regular credit risk evaluations, collaborating with senior management to enhance credit policies.
  • Compliance & Reporting:
    • Ensure compliance with applicable regulations and internal guidelines in portfolio management.
    • Prepare and deliver performance reports to senior leadership, highlighting trends, metrics, and improvement recommendations.
    • Ensure documentation is accurate, up-to-date, and compliant with regulatory standards.
  • Stakeholder Engagement:
    • Work with cross-functional teams to streamline loan processing and servicing.
    • Cultivate strong relationships with business clients and community stakeholders to build the company’s market presence.
    • Resolve escalated customer issues related to the loan portfolio.
  • Process Improvement:
    • Identify inefficiencies in credit administration and propose system or process improvements.
    • Stay up-to-date with industry trends and competitor activities, adjusting strategies accordingly.

Qualifications:

  • Bachelor’s degree (or higher) in Business, Finance, Economics, or a related field.
  • 4-5 years of experience in lending, credit, or portfolio management, with at least 2 years in a supervisory capacity.
  • Demonstrated expertise in credit risk and financial analysis.
  • In-depth understanding of financial sector regulations and compliance.
  • Proven success in managing and growing a loan portfolio in a dynamic environment.
  • Must reside in the state of responsibility.

Essential Skills:

  • Leadership and team management abilities.
  • Strong analytical and problem-solving capabilities.
  • Excellent communication and interpersonal skills.
  • Strategic thinking and planning proficiency.
  • Exceptional attention to detail.
  • Familiarity with relevant technologies.

Additional Requirements:

  • Strong integrity, professionalism, and confidentiality when handling sensitive data.
  • Willingness to travel for client meetings, team sessions, and site evaluations.
  • A proactive, results-oriented approach with a focus on continuous improvement.

Source: From Company Career Portal/Other Job Boards.

https://job-boards.eu.greenhouse.io/moniepoint/jobs/4525632101

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