Portfolio Manager @ Moniepoint Incorporated

Others
Delta
January 29, 2025
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Job Description

Jobs in Delta, Nigeria.

Role Overview

The Portfolio Manager is responsible for managing a state-based loan portfolio while leading a team of Field Credit Officers (FCOs). This position focuses on driving business growth through effective portfolio management, achieving performance targets, and minimizing credit risk. The Portfolio Manager will work closely with various departments, including Products, Risk, and Operations, to ensure adherence to credit policies, efficient loan disbursement, and timely repayment.

Key Responsibilities

  • Team Leadership & Development: Oversee, mentor, and guide the Field Credit Officers in the assigned state. Set clear performance expectations aligned with company objectives, regularly review progress, and identify training needs to foster team development.
  • Portfolio Management & Growth: Formulate and execute strategies to grow a profitable and healthy loan portfolio. Monitor performance, including approvals, disbursements, and repayments, and address any issues or risks that may arise.
  • Credit Risk Oversight: Ensure compliance with organizational credit policies. Approve loan applications when necessary and collaborate with the Regional Credit Manager and VP, Credit Portfolio Management, to refine credit evaluation frameworks.
  • Compliance & Reporting: Ensure adherence to regulatory standards and internal policies regarding credit operations. Prepare and deliver regular reports on portfolio performance to senior management, highlighting key insights and recommendations.
  • Stakeholder Engagement: Work closely with internal teams (Products, Risk, Operations) to streamline loan disbursement and servicing. Cultivate relationships with clients and community stakeholders to enhance market visibility and address escalated customer concerns.
  • Process Improvement: Identify inefficiencies and areas for improvement within the credit administration process. Stay updated on industry trends and competitor strategies, adjusting tactics as necessary to optimize portfolio performance.

Qualifications

  • Bachelor’s degree in Business, Finance, Economics, or a related field.
  • 4-5 years of experience in lending, credit, or portfolio management, including at least 2 years in a leadership role.
  • Solid background in credit risk analysis and financial analysis.
  • In-depth knowledge of financial regulations and compliance requirements.
  • Proven experience in managing and growing a loan portfolio in a dynamic environment.
  • Must be based in the assigned state.

Key Skills

  • Leadership and team management.
  • Strong analytical and problem-solving capabilities.
  • Excellent communication and interpersonal skills.
  • Strategic planning and forward-thinking.
  • Attention to detail.
  • Technology proficiency, including relevant software.

Other Requirements

  • High level of integrity, professionalism, and confidentiality with sensitive information.
  • Willingness to travel for client visits and team engagements as necessary.
  • Proactive, results-driven approach with a focus on continuous improvement.

Source: From Company Career Portal/Other Job Boards.

https://job-boards.eu.greenhouse.io/moniepoint/jobs/4525633101

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